Loan Against NSC / KVP / LIC Policy

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> Loan against NSC / KVP / LIC Policy

Any Business / personal purpose other than for speculative ones.

Applicant must have National Savings Certificate / Kisan Vikas Patra/ LIC Policy in own name/Third party.

Loan Amount

Age of NSC/KVP/ LIC policy Surrender Value Loan Amount
More than 3 years As per bank description.
More than 2 years but less than 3 years
Less than 2 years

Repayment period
Loan to be liquidated within the tenure of the instruments or earlier.

By Equited Monthly Installment (For Term Loan)

Maximum upto 10 years as per discretion of the Bank.

Processing Fee
0.50% of the sanctioned loan amount.

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(For detail Terms & Conditions, Please contact nearest Branch Manager)