Call Deposit
Scheme with simple interest payable on maturity
Key Features
- Flexible tenure with minimum period of 7 days and maximum up to 364 days.
- Auto Renewal facility available
- Nomination facility
- Higher ROI for Senior Citizens
- Loans or Overdraft facility available against deposit up to 90%
- Deposit insured by the DICGC
- Premature withdrawal allowed with penalty of 0.50 %
Requirements
- KYC Documents as per RBI guidelines
Eligibility
- Individual (single/joint), Minor by guardian, Organizations
ROI W.E.F 01.08.2021
- Duration
General
Senior Citizen - 7 days to 30 days
3.75
4.25 - 31 days to 45 days
4.00
4.50 - 46 days to 90 days
4.50
5.00 - 91 days to 180 days
5.25
5.75 - 181 days to 364 days
5.25
5.75