Loan For Commercial Real Estate

If you are looking to construct property for commercial activity this is the loan for you


  • For construction of any property housing buildings, hotels, restaurants, gymnasiums, condominium , shopping malls, office blocks, theaters, amusement parks, ware houses which is intended to be sold or given on lease

Who Can Borrow

  • Individual Applicant in the age group of 21 to 60 years.
  • Commercial establishments i.e. partnership firms/ Pvt. Limited co./Limited Cos. etc

Loan Amount

  • Maximum Rs.10 crore
  • Minimum of Rs.10 Lac.


  • Maximum 10 years *
  • *Extendable upto 15 yrs at bank’s discretion

Rate Of Interest

  • The rate of interest as decided by the bank from time to time would be applicable.


  • Equitable mortgage of property


  • Minimum 25%


  • Two guarantors of well placed means acceptable to the Bank.

Processing Charges

  • 1% of the loan amount + GST

Share Holding

  • 1.50% of the loan amount.

Documents Required

  • Photograph , PAN and KYC documents of borrower and guarantor
  • Balance Sheet of last three years, ITR of last three years, Bank statement of business a/c for last six months.
  • Partnership deed and registration certificate in case of partnership firms, Certificate of incorporation, date of commencement of business and memorandum and article of association in case of companies where applicable
  • Relevant documents related to the property being mortgaged like Title Deed, mutation copy, sanctioned map etc as applicable)
  • Project report/ financial viability of the project duly certified by the CA.

To apply for Loan for commercial real estate, please download the below listed form and submit it to your nearest branch