Deposit Interest Rate

I. Fixed Deposit Slab Rates W.E.F 15.12.2022
S.No Duration Rate of Interest (% p.a.)
General Senior Citizen
1 7 days to 30 days 3.75 4.25
2 31 days to 45 days 4.00 4.50
3 46 days to 90 days 4.50 5.00
4 91 days to 180 days 5.25 5.75
5 181 days to < 1 year 5.75 6.25
6 1 year to 2 years 6.50 7.00
7 >2 years to 3 years 6.50 7.00
8 >3 years to 5 years 6.00 6.50
9 >5 years to 10 years 6.00 6.50
II. Recurring Deposit Slab Rates W.E.F 15.12.2022
S.No Duration Rate of Interest (% p.a.)
General Senior Citizen
1 1 year to 2 years 6.50 7.00
2 >2 years to 3 years 6.50 7.00
3 >3 years to 5 years 6.00 6.50
4 >5 years to 10 years 6.00 6.50
IV. Special Deposit Slab Rates W.E.F 15.12.2022 (Valid Upto 31.03.2023)
S.No Duration Rate of Interest (% p.a.)
General Senior Citizen
1 1 year 7.25 7.75
Note:-
  • Rates applicable to Senior citizens would be paid to Government/Semi-government and Registered trusts/Organizations which are exempt u/s 80 (G) of the Income Tax Act for which prior approval of the Head Office would be necessary.
  • No additional interest would be paid on Bulk Deposits.
  • Penal interest would be applicable on premature withdrawal as before.
  • Copy of interest rates should be displayed on the branch’s Notice Board.
  • All other conditions would remain the same.
  • Staff rates would not be applicable on Ill and IV above.

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