Loan For Pensioners

Lead a carefree retired life as we are here to take care of all your personal financial needs be it your child’s marriage, travel expenses, medical aid etc.


  • Personal use

Who Can Borrow

  • All central government pensioners (viz. Central, Civil, Railways, Defence, Armed Forces, etc.) who are drawing pension from any branch of our bank
  • All state government pensioners who are drawing pension from any branch of our bank
  • The pensioners who are drawing pension from Govt Treasury and have given the authority to transfer their pension in any branch of our Bank
  • Retired employees of our bank who are getting pension

Age Limit

  • Maximum 72 years

Loan Amount

  • Maximum Rs 1,50,000/-


  • Nil

Rate Of Interest

  • The rate of interest as decided by the bank from time to time would be applicable


  • For family pensioner guarantee of spouse (husband/wife ) and one other guarantor who is acceptable to the bank

Period Of Repayment

  • Maximum -60 months

Processing Charges

  • Nil

Share Holding

  • 1.50% of loan amount

Documents Required

  • Photograph , PAN and KYC documents of borrower and guarantor
  • Photocopy of pension certificate verified by competent authority
  • Age certificate of pensioner and their legal heir

To apply for Loan for pensioners, please download the below listed form and submit it to your nearest branch