Service Charges And Fees

SERVICE CHARGES (ACCOUNTS & DEPOSITS)
S.No Particulars Rates (exclusive of GST) w.e.f 01.04.2016
1 Cost of MICR Cheque Book
SB Accounts First cheque book shall be free thereafter Rs 2.00 per leaf
C/A, C/C & OD accounts Rs 2.00 per leaf
2 Cash Withdrawals
i) At Home Branch Free
ii) At any non-home CBS branch
a)Upto Rs 25000/- Free
b)Above Rs 25000/- Rs 2.00 per thousand or part thereof to be debited to the drawer's account. Maximum Rs. 10,000/-
3 Cash Deposit
i) At Home Branch Free
ii) At any non-home CBS branch
Upto Rs 25000/- Free
Above Rs 25000/- Rs 2.00 per thousand with minimum charge of Rs 50/-
Charges on coins shall be levied at Rs. 2/- per one hundred coins
4 Clearing Credits
i) At Home Branch Free
ii) At any non-home CBS branch Free
5 Clearing Debits
i) At Home Branch Free
ii) At any non-home CBS branch Free
6 Transfer transactions
i) From Home Branch to any CBS Branch in the same city or vice versa Free
ii) From Home Branch to any outstation CBS Branch or vice versa Rs 25/- for transcation upto Rs. 5.00 lac and Rs. 50/- for transaction above Rs. 5.00 lac
7 Quarterly average minimum balance requirement and incidental charges for non maintainance of the same
Quarterly average minimum balance requirement
SAVING
i) Small city NIL
ii) Medium city NIL
iii) Big city NIL
CURRENT
i) Small city NIL
ii) Medium city NIL
iii) Big city NIL
Incidental charges for non maintainance of the same
8 Issuance of Passbook/Balance Certificate
a) At monthly intervals NIL
b) At customers request Rs 5/- per page.
9 Issuance of duplicate Passbook/Balance Certificate Rs 20/- for Saving & Rs 50/- for other accounts with latest entry. Rs 5/- per previous page.
10 Stop Payment Instructions Rs 50/- per instrument.
11 Balance Enquiry Free
12 Closure of A/c
Closure of A/c after a year NIL
Closure of A/c within a year
i) SB Account Rs 100/-
ii) Current Account Rs 150/-
13 Return of cheques for financial reasons involving outlay of Bank's Fund (Inward) Rs75/- for SB & Rs 100/- per chq for others
14 Return of cheques for financial reasons involving outlay of Bank's Fund (Outward) Rs 75/- for SB & Rs 100/- per chq for others
15 Attestation of customer's signature/photo Rs 50/-per certificate.
16 Balance certificate, Interest certificate NIL
17 Issuance of No Due Certificate Rs 50/- per certificate
18 Issue of DD
i) Upto Rs 1000 Rs 25/-
ii) Above Rs 1000 upto 10000 Rs 35/-
iii) Above Rs 10000 upto 1 lac Minimum Rs 40/- Rs 2.50 per Rs 1000/- or part thereof
iv) Above Rs 1 lac Minimum Rs 250/- Rs 2.50 per Rs 1000/- or part thereof
19 Cancellation of DD Rs 50/- per instrument. Out of pocket expenses, postage, if any to be recovered in full.
20 Revalidation of DD Rs 50/- per instrument.
21 Issuance of Duplicate DD Rs50/- per instrument.
22 Bankers' Cheque/Pay order-issue
i) Upto Rs 1000 Rs 25/-
ii) Above Rs 1000 upto 10000 Rs 35/-
iii) Above Rs 10000 upto 1 lac Minimum Rs 40/- Rs 2.50 per Rs 1000/- or part thereof
iv) Above Rs 1 lac Minimum Rs 250/- Rs 2.50 per Rs 1000/- or part thereof
23 Cancellation of Banker Cheque/Pay order Rs 50/- (for BC/PO cancelled charges may be recovered to the extent of their value, if the amount is less than or equal to Rs 30/-)
24 Revalidation of Banker Cheque/Pay order Rs 50/- per instrument.
25 Issuance of Duplicate Banker Cheque/Pay order Rs 50/- per instrument.
26 Collection of Cheques Outstation
Upto Rs 10000/- Rs 50/- per instrument upto Rs 5000/- Rs 75/- per instrument upto Rs 10000/-
From Rs 10001/- to Rs 1.00 lac Rs 100/- per instrument.
Above Rs 1.00 lac Rs 150/- per instrument.
(Charges are inclusive of all expenses No additional charges to be levied)
27 Folio charges for Ledger Folios used in CA/OD/CC a/cs Rs50/- per page. ( 40 entries) at half yearly basis
28 Other incidental charges for SB Accounts
i) Upto 25 withdrawals per quarter NIL
ii) For withdrawals in excess of 25 per quarter Rs 100/- per quarter
29 Issuance of Duplicate Deposit Receipt NIL
30 i) Collection of Deposit Receipts on Maturity NIL
ii) Transfer of entire balance in Saving Bank Account NIL
31 Standing Instructions Rs 50/- per transaction
32 Change of authorised signatory
In respect of companies A/c Current/CC/OD A/c Rs 50/- flat
33 Collection of Bills
i).Upto Rs 10000 Rs 51/- upto Rs. 5000/- & Rs. 76/- upto Rs. 10000/-
ii) Above Rs 10000 Rs 6/- per thousand minimum Rs 102/- max Rs. 12733/- + other expenses if any
Schedule of collection of cheques applicable to bills will apply to supply bills also
1. Charges for presentation of Usance Bill for acceptance. Rs 100/- per bill
3.Post parcel collection.
(Local & Outstation) Bills for Collection returned unpaid
34 Loss of Token Rs 100/- per token
35 Charges for issue of solvency certificate
a) Upto Rs 5 lac Rs 255/- per lac Minimum Rs. 1019/- Maximum Rs. 15280/-
c) Above Rs 10 lacs to Rs 50 lacs Rs 255/- per lac Minimum Rs. 1019/- Maximum Rs. 15280/-
d) Above Rs 50 lacs Rs 255/- per lac Minimum Rs. 1019/- Maximum Rs. 15280/-
36 Enquiry relating to old records more than 12 months old Rs 25/- per page
Providing Credit/confidential report
Postal Tariff
i) Ordinary Post Rs 10/-
ii) By registered post/speed post/courier Rs 50/-
iii) Telegrams/Fax Rs 100/-
37 At par Dividend/Interest/Redemption warrants and refund orders
i) Handling charges per warrant issued NIL
ii) Processing charges NIL
iii) Communication charges NIL
iv) Interest for delayed funding NIL
38 NEFT/RTGS Charges
Inward NEFT/RTGS NIL
Outward Transactions
i) NEFT
Upto Rs 10000/- Rs 2/-
Above Rs 10000/- to Rs 1 lac Rs 4/-
Above Rs 1 lac- to Rs 2 lac Rs 13/-
Above Rs 2 lac Rs 23/-
ii) RTGS
Rs 2 lac to Rs 5 lac Rs 24/-
Above Rs 5 lac Rs 44/-
Customers maintaining average monthly balance of Rs 10 lac in their current accounts are exempted from RTGS and NEFT charges
39 SMS Charges Rs 15/- per quarter
DEBIT CARD SERVICE CHARGES
S.No Particulars Rates (exclusive of GST) w.e.f 01.04.2016
1 ATM Cards Rs. 150/-
2 Debit Cards Rs. 150/-
3 ATM transaction charges
i) On us NIL
ii) Off us (applicable beyond
a) Financial Rs 17/- [ applicable beyond the 5 transactions(3 financial and 2 non financial ) done every month]
b) Non financial Rs 6/- [ applicable beyond the 5 transactions(3 financial and 2 non financial ) done every month]
7 Card renewal charges Rs. 175 /- per annum
LOCKER RENT & SAFE CUSTODY CHARGES
S.No Particulars Rates (exclusive of GST) w.e.f 01.04.2016
1 Safe Deposit Lockers Rs. 1000/- per annum 12 visits per annum free thereafter Rs. 50/- per visit
2 Loss of locker key Rs. 1000/- plus actual expenditure on replacement of lock
3 Safe Custody Charges
i) Account opening charges NIL
ii) Sealed Covers Rs 200/- per cover per annum or part thereof
iii) SeaIed Boxes
a) Small boxes(upto 1000 cub.cm) Rs 500/-
b) Medium boxes (upto 8000 cub.cm) Rs 1000/-
c) Large boxes (abv 8000 cub cm) Rs 1000/-
iv) Bank's Own Deposit Receipts NIL

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